One thing that sets Timothy apart is his dedication to being available for his clients. He works 7 days a week and understands that questions, decisions, and opportunities do not always happen during standard business hours. Whether someone is preparing to buy their first home, exploring loan programs, or trying to better understand what they can afford, Timothy is committed to being a reliable resource throughout the process.

Timothy proudly serves borrowers throughout Lackawanna, Luzerne, and the surrounding counties. For him, one of the most rewarding parts of the business is helping someone buy their first home. He knows that some days in the mortgage industry can be challenging, but helping clients reach that milestone makes the work especially meaningful.

Outside of work, Timothy enjoys golf and spending time with family. His son, Bobby, attends Westchester University. Timothy also likes to joke that he is a good swimmer, bringing a friendly and approachable personality into both his personal life and the way he connects with clients.