I’m Todd Lakey, Loan Officer at My City Lending
With 25 years of mortgage experience, Todd helps borrowers navigate the home financing process with education, empathy, and practical solutions. Based in Easton, PA, he specializes in working with first-time homebuyers and self-employed borrowers, helping them better understand their options and move forward with confidence.
As a trusted Originator, Todd’s approach is centered on educating clients and providing solutions that fit their unique financial situation. He understands that buying a home can feel overwhelming, especially for first-time buyers or borrowers with more complex income structures. Todd takes the time to explain the process clearly, answer questions, and help clients feel prepared at every step.

One thing that sets Todd apart is his strong knowledge of tax returns and his high level of empathy. His experience allows him to guide self-employed borrowers through the mortgage process with a deeper understanding of how income documentation works. At the same time, his ability to listen and relate to clients helps create a supportive lending experience built on trust and care.
Todd proudly serves borrowers throughout Eastern Pennsylvania and the surrounding communities. For him, one of the most rewarding parts of mortgage lending is helping people live the dream of homeownership. Whether a client is buying their first home, navigating self-employed financing, or planning their next move, Todd is committed to helping them find a path forward.
Outside of work, Todd has been married to his wife, Heather, for almost 32 years, and they have a daughter, Sydney. He loves golfing, riding motorcycles, and hunting with his bird dog, Rusty, a Brittany. Todd has also completed multiple 70.3 triathlons, showing the same dedication and endurance he brings to his work.
Locally, Todd enjoys making dinner on Friday nights on his smoker for his family and neighbors, creating time to connect, relax, and enjoy good food with the people around him.
Customer Testimonials
Get in Touch with Todd Lakey
tlakey@mycitylending.com
Easton, PA
2240 Northampton St Easton, PA 18042
Phone Number
4842399928