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UAD 3.6: What the 2026 Appraisal Changes Mean for Buyers, Sellers & Homeowners

If you’re buying, selling, refinancing, or getting ready to put your home on the market, you may have heard that appraisals are changing in 2026....

VA Appraisal Delays: What Buyers and Agents Need to Know Before Closing

A VA loan can be one of the most valuable financing benefits a veteran has earned. So when a VA appraisal takes longer than expected, it is...

Mortgage Customer Service: Why It Matters at My City Lending

The Customer Service Difference: What to Look For When You Compare Lenders When most buyers start comparing mortgage lenders, they start with the...

How Construction Loans Work: A Comprehensive Guide | Home Building Loans

How Do Construction Loans Work? Construction loans have several advantages over traditional mortgages. The main advantage of a construction loan is...

First-Time Home Buyer Loan: How to Get Approved

How to get a first-time home buyer's loan Purchasing your first home is simultaneously thrilling but intimidating! First-time home buyer loans have...

Construction-to-Permanent Loans Explained: One Loan, One Closing

What Is a Construction-to-Permanent Loan A construction-to-permanent loan, sometimes called a single-close construction loan, combines the financing...

Reverse Mortgage Eligibility: How HECM Loans Work

What Is a Reverse Mortgage? A reverse mortgage allows homeowners to convert part of their home equity into cash without selling their home or taking...

Construction Loan Costs and Timeline: What to Expect Before You Break Ground

Understanding the True Cost of a Construction Loan Building a home from the ground up is exciting, but it comes with a different set of costs than...

The Real Value of Working With a Local Mortgage Loan Officer

The My City Lending Difference: Local Expertise, Real Experience Buying a home is one of the biggest financial decisions most people will ever make,...