One of the most significant considerations in deciding whether you apply for a refinance, debt restructuring, or buy mortgage is your income. That might not come as a shock, but you may be shocked by the many different forms your salary can be measured depending on...

Have interest rates plummeted after you purchased your home? Are you in a much better financial and credit situation than when you first took out your mortgage? Are you looking for a way to reduce your mortgage or loan payments on a monthly basis? If all of the above...

You've been living in your house for a while and have been paying your mortgage payment every month. However, when you see on the evening news that mortgage rates are 1% cheaper than what you locked in 10 to 15 years earlier, you soon remember that you might be...

It's time to work out how to document the origins of your funds for the down payment and closing expenses after you've calculated how much of a down payment you can afford on your home mortgage. "Why do they care where I get the money?" you may wonder. To assess the...

You have more refinancing options than ever before thanks to today's lenders. So, whether you want to lower your monthly payments or lower your rates, you can find financing that is right for you. You can also compare loan quotes online without harming your credit...

Are You Qualified for a Refinance? A one-on-one personalized review with a professional mortgage broker will assist you in deciding if a mortgage refinance is right for you. It's important to understand the objectives in order to assess the value of a possible...