VA Loan Ricky Butler

VA Loan Ricky Butler

VA Home Loan Are you a military service member or a veteran looking to buy a home? As a benefit of your service, the Department of Veterans Affairs offers unique resources to help those with military experience purchase a home with a low or zero down payment. The VA...

read more
VA Home Loan Bradley Schmidt

VA Home Loan Bradley Schmidt

Get a VA Loan from a Local Veteran Buying a home is a very LOCAL process. Knowing the area and all the players involved insures a smooth transaction. Don't trust this process to someone in a call center who works for a National Lender who "pretends" to be dedicated to...

read more
203k Loans

203k Loans

203k Rehab Loans These programs are specifically designed for those who wish to repair, improve, or upgrade an owner-occupied home they own or would like to buy.About the FHA 203(K) The FHA 203(k) allows homeowners to finance rehab costs within a single mortgage -...

read more
VA Home Loan Bradley Schmidt

Builder Partnership Program

My City Mortgage Builder Partnership ProgramBuilder Benefits: Co-Branded Banners Discounted Closing Costs Long Term Rate Locks CRA Programs Co-Branded Property Website NO Lender Fees Local AppraisersBuyer Benefits: Local Mortgage Advisor Local In-House Processing Low...

read more
VA Home Loan Bradley Schmidt

VA Home Loan JW

Get a VA Loan from a Local Veteran Buying a home is a very LOCAL process. Knowing the area and all the players involved insures a smooth transaction. Don't trust this process to someone in a call center who works for a National Lender who "pretends" to be dedicated to...

read more

203k

203k Rehab Loans These programs are specifically designed for those who wish to repair, improve, or upgrade an owner-occupied home they own or would like to buy.Get Contacted by an advisor near you About the FHA 203(K) The FHA 203(k) allows...

read more

VA Home Loan Brian Bailey

VA Home Loan Are you a military service member or a veteran looking to buy a home? As a benefit of your service, the Department of Veterans Affairs offers unique resources to help those with military experience purchase a home with a low or zero down payment. The VA...

read more

Who’s involved in the mortgage process?

Let's take a look at who you'll encounter during the mortgage process.You'll come across various mortgage and real estate specialists on your path to becoming a homeowner, and their roles will range from confirming your income history to discussing your financing...

read more

Medical Professionals Program

Medical Professionals Program offers: Allows for 100% Financing Allows for NO mortgage insurance Allows for Multi-Units Excludes Student Loan Debt Eligible Borrowers Must be an eligible medical professional as defined in the program description section US Citizen...

read more
Loan Documentation Checklist

Loan Documentation Checklist

It may seem like a lot, but following this simple checklist will help make getting your mortgage a cinch! Here is a list of potential items that would be required to complete your loan process or underwriting. You may be asked to supply the following:INCOME &...

read more

Talk to your My City Mortgage Lender

Talk to your My City Mortgage Lender When you find a loan that fits your needs, lock it in, don’t lose the rate or it will cost you more. Get your locked-in rate in writing and make sure you understand the depth of the commitment.Be Wary of Ads...

read more

What is a No-Cost Refinance?

What is a No-Cost Refinance? A no-cost refinance means no money out of pocket, in most cases, but there’s a catch though, so know the fine print.Many ‘cost-free’ loans have a prepayment penalty. This discourages you from refinancing during the loan’s initial years....

read more

How Much Does it Cost to Refinance?

How Much Does it Cost to Refinance? Just like when you bought your home, there are fees to refinance. This is in addition to any prepayment penalties and other costs incurred for paying off your existing loans. Here are the most common fees...Application Fee Some...

read more

When Should you not Refinance?

When Should you not Refinance? Sometimes it’s not the best idea to refinance. Here’s when you should avoid it.When you refinance, you ‘restart’ your term. If you’ve paid down the mortgage balance for many years, you’re starting over from day one. At the start of a...

read more

chris34341

Professional and very efficient. Desiree answered all my questions and was very helpful through the entire process. I would highly recommend them to anyone.

read more