We are excited to announce that My City Mortgage is hosting a charity Volleyball Tournament to support the North Pocono Booster Association. Continue Reading My City Mortgage is hosting a charity Volleyball Tournament
VA Home Loan Are you a military service member or a veteran looking to buy a home? As a benefit of your service, the Department of Veterans Affairs offers unique resources to help those with military experience purchase a home with a low or zero down payment. The VA...
Get a VA Loan from a Local Veteran Buying a home is a very LOCAL process. Knowing the area and all the players involved insures a smooth transaction. Don't trust this process to someone in a call center who works for a National Lender who "pretends" to be dedicated to...
203k Rehab Loans These programs are specifically designed for those who wish to repair, improve, or upgrade an owner-occupied home they own or would like to buy.About the FHA 203(K) The FHA 203(k) allows homeowners to finance rehab costs within a single mortgage -...
My City Mortgage Builder Partnership ProgramBuilder Benefits: Co-Branded Banners Discounted Closing Costs Long Term Rate Locks CRA Programs Co-Branded Property Website NO Lender Fees Local AppraisersBuyer Benefits: Local Mortgage Originator Local In-House Processing...
Get a VA Loan from a Local Veteran Buying a home is a very LOCAL process. Knowing the area and all the players involved insures a smooth transaction. Don't trust this process to someone in a call center who works for a National Lender who "pretends" to be dedicated to...
203k Rehab Loans These programs are specifically designed for those who wish to repair, improve, or upgrade an owner-occupied home they own or would like to buy.Get Contacted by an advisor near you About the FHA 203(K) The FHA 203(k) allows...
VA Home Loan Are you a military service member or a veteran looking to buy a home? As a benefit of your service, the Department of Veterans Affairs offers unique resources to help those with military experience purchase a home with a low or zero down payment. The VA...
Let's take a look at who you'll encounter during the mortgage process.You'll come across various mortgage and real estate specialists on your path to becoming a homeowner, and their roles will range from confirming your income history to discussing your financing...
Doctor Loans Available to medical doctors with a minimum of an M.D., D.O., D.D.S., D.M.D., or P.A. degree. Medical doctors, including Dentists, Podiatrists, Ophthalmologists and Veterinarians are permitted. This program is not available to Chiropractors.Eligible...
It may seem like a lot, but following this simple checklist will help make getting your mortgage a cinch! Here is a list of potential items that would be required to complete your loan process or underwriting. You may be asked to supply the following:INCOME &...
Talk to your My City Mortgage Lender When you find a loan that fits your needs, lock it in, don’t lose the rate or it will cost you more. Get your locked-in rate in writing and make sure you understand the depth of the commitment.Be Wary of Ads...
What is a No-Cost Refinance? A no-cost refinance means no money out of pocket, in most cases, but there’s a catch though, so know the fine print.Many ‘cost-free’ loans have a prepayment penalty. This discourages you from refinancing during the loan’s initial years....
How Much Does it Cost to Refinance? Just like when you bought your home, there are fees to refinance. This is in addition to any prepayment penalties and other costs incurred for paying off your existing loans. Here are the most common fees...Application Fee Some...
When Should you not Refinance? Sometimes it’s not the best idea to refinance. Here’s when you should avoid it.When you refinance, you ‘restart’ your term. If you’ve paid down the mortgage balance for many years, you’re starting over from day one. At the start of a...
Professional and very efficient. Desiree answered all my questions and was very helpful through the entire process. I would highly recommend them to anyone.