Helping to Chart Your Path to Homeownership

Desiree Gardner

Branch Manager NMLS #378590 Continue Reading Desiree Gardner
4510 .292 .932
Intuitive, Responsive Mortgage Loan Applications on Any Device!

Lori H

I’ve had the best experience for being a first time homebuyer,everyone was beyond helpful and explained all the steps in detail to someone with zero knowledge of the...


We were referred to Desiree by our realtor who kept us fully informed every step of the way. From initial pre qualification to closing less than one month later. We...

R Drew

This was my first time using this lender and I was extremely pleased. Desiree was very professional, knowledgeable and I enjoyed working with her. Desiree was easy to...

Since the year 2000 Desiree has been making the dream of homeownership a reality for hundreds of families. She is dedicated to finding the best possible mortgage solutions for every situation and makes customer service her number “1” priority which is why 99% of her business comes from referrals and repeat clients.

Desiree wants to be your lender for life and looks forward to working with you and exceeding your expectations! She strives to provide the highest level of personalized service, professionalism and expertise. She will educate her customers in a clear and concise manor to insure a smooth application, timely approval and a prompt closing.

Helping to Chart Your Path to Homeownership

Get comprehensive guidance.

Buying a home is a huge commitment and the My City Mortgage team is here to guide you through every step of the process. Whether you are in the market to purchase a new home or looking to refinance an existing loan, we are here to help that process go smoothly. Our Home Loan Experts are available to answer all your mortgage questions and can customize options for your unique needs.

Apply online
Use our simple and powerful application to quickly sync your bank for the most accurate numbers and fewer surprises.
Consult us
Discuss your situation, goals, and needs with our team. We’re ready to craft the loan solution for you.
Get approved
Once you’re approved, start shopping for the perfect home and get ready to close your loan.
Intuitive, Responsive Mortgage Loan Applications on Any Device!

Want to go mobile?

Download the app for even more features like secure mobile document scanning and payment calculation.

Calculate payments easily
Securely scan & upload docs from your phone
Message your loan officer instantly
Get updates as you go

Michelle L. Rowe, Realtor

I do find the app handy and informative with the up to date client process whether just starting or in a transaction. Having the ability to scan right from the phone is brilliant. The news section is great to keep me informed about the mortgage business. Love the glossary and articles which keeps...

Russell H

Once I was introduced to the my city mortgage app; there was no going back! The transparency & easy functionality this app gives between the Agent, Buyer & Loan officer is phenomenal. It’s easy to explain to new clients & great to have on hand 24/7!