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Homeowner Assistance Program

My City Mortgage and our industry partners have collectively reduced closing costs for your home buying or refinancing transaction. Depending on the circumstances, the credits and reduced closing costs can save you thousands of dollars at no cost to you!

If you own a business or manage a school district, municipality, or union and are looking for a FREE BENEFIT to offer your employees and/or members, the “Homeowner Assistance Program” may be the perfect fit. This program offers your employees &/or members who are shopping for a home an opportunity to save thousands of dollars on closing costs at NO COST to you! Join our growing list of partners who have signed up to save:

Dunmore Borough Dunmore School District North Pocono School District Elk Lake School District & SCCTC Northampton County AAA Eastern Roofing / JBAS Re / Olde Brook & Farr Street Tavern Brownsboro ISD Tyler ContinueCARE Local 14: International Association of Heat and Frost Insulators Allied Workers Bullard ISD


EXAMPLE OF HOMEBUYER BENEFIT

Home Purchase Price

$250,000

Standard Realtor Commission (Buyer Side 3%)

$7500

My City Mortgage – Lender Credit

$500

Homebuyer Assistance (20% Of Realtor Commission)

$1500

Total Homebuyer Benefit at Closing

$2000

(Ask about additional discounts from our other partners. Varies from State to State.)

How the Home Ownership Assistance Program benefits you

With My City Lending, you have the advantage of buying a home with a local lender removing many doubts and frustrations that can exist in the home buying or lending process. In today’s competitive real estate market, using a reputable “local” lender and service providers is imperative to winning the bid and experiencing a stress free transaction.

Better service: You can feel confident knowing that our Loan Officers are invested in the communities they serve with developed relationships resulting in advantage in negotiation circumstances. You will experience efficient, professional, and competitive personal service every time!

Participation in our program will result in less stress, anxiety, and pressure throughout the home buying or refinance process.

Our real estate partners are local, trustworthy and knowledgeable in our market so they will help you find the best home for you!

We will provide a personalized website with all the necessary resources to provide answers to any questions and a user friendly online registration portal to begin the home buying process. It will include the contact information for a My City Lending Loan Officer and links to all participating industry partners.

We help you save money! We have extremely competitive terms and a large portfolio of loan programs to best fit your needs with savings of thousands of dollars by enrolling in this program.

Technology: My City Lending uses cutting edge technology to speed up and make the mortgage process as stress free as possible. With our proprietary app, you can e-sign documents and upload all necessary documentation through our secure portal - all from your phone!

My City Lending will assign a local, trusted Mortgage Advisor to work with you.

We will provide a personalized website with all the necessary resources to provide answers to any questions and a user-friendly online registration portal to begin the home buying process. It will include the contact information for a My City Mortgage Loan Officer and links to all participating industry partners.

We spend time with our clients at the beginning so that we can find them the best, most affordable loan program. Our prequalification step includes a detailed review of an applicant’s future monthly payment as well as the total amount of money that will be needed at closing. Our goal is to avoid any confusion or frustration that might come along with the home buying process!

With My City Lending, you have the advantage of buying a home with a local lender, removing many doubts and frustrations that can exist in the home buying or lending process. In today’s competitive real estate market, using a reputable “local” lender and service provider is imperative to winning the bid and experiencing a stress-free transaction.

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