Another happy My City Mortgage client

Scott recently helped us refinance our loan into a 15 year loan, not only sourcing great rates, but completely worked around our schedule to get this taken care of. He and his team landed a very low percentage rate for us. I would recommend Scott to anyone considering a loan for their dream home or just re-financing. His knowledge to help customers is unprecedented. Scott knows what can help save customers on their investment as well, and kept the utmost professionalism.

Glen E

– via Surefire survey

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Recessions and Real Estate

Recessions and Real Estate

The media has been sounding the alarms on a potential recession this year, which has many questioning if it’s a good time to purchase a home. When people hear about recessions, most remember the sharp decline in home prices during the housing bubble and 2009...

Fannie Mae HomeStyle Loan – What is it and How Does it Work?

Fannie Mae HomeStyle Loan – What is it and How Does it Work?

Have you ever wanted to buy a fixer-upper that had great potential but was in terrible shape? Were you forced to pass it up because you didn’t have the cash to fix it up, and most mortgage programs wouldn’t approve a home in its current condition? Perhaps, you’ve...

How ARMs work

How ARMs work

An adjustable-rate mortgage has an interest rate that can change at predetermined intervals. These adjustable-rate mortgage products can vary in several ways including the amount the rate can increase or decrease at each adjustment, the frequency of rate adjustments,...

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