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Introducing the My City Mortgage

Home Away from Home Portfolio Product

Now available to credit-worthy borrowers

Example of Savings with Second Home Purchase

Purchase Price
$400,000
Loan Amount (90% LTV)
$360,000

Buyer SAVINGS in Points at Closing (4.125%)

$14,850

*(3/08/2023) Assumes a 30-year fixed rate of 6.97%, monthly payment of $2387.84, on a purchase in PA, with a credit score of 740.

Product Benefits: 90% LTV with PMI requirement up to $726,200

Available Products: Up to 30-year FIXED rate; ARM: 7/6 (coming soon)

Market Restrictions: Pennsylvania

Property Types: 1 Unit Second Home; Condominiums and Townhomes; Investment Properties are ineligible

No secondary market price adjustments (LLPAs)

*Minimum credit score: 700
Home Away
Contact us to get started today!

Equal Housing LenderADVERTISEMENT | Rates are subject to change due to unforeseen market conditions and borrowers credit profile. These figures are provided as examples. The rates used in these examples are based on a 760 or greater FICO score. Each loan is unique, and the borrower’s terms may vary from those disclosed. Taxes and Insurance are additional monthly expenses, and an escrow account may be required. This is not a commitment to lend, nor are the rates guaranteed at time of application. Additional conditions, qualifications, and restrictions may apply. Other rates, term and products are available, however, not all products are available in all states or for all amounts. Please contact Hometown Lenders, Inc. for more information. 1-888-628-1414 | A division of Hometown Lenders, Inc., an Equal Housing Lender NMLS# 65084 (www.nmlsconsumeraccess.org) | Terms, conditions, and restrictions may apply. Loan products are subject to availability and credit approval. Not a commitment to extend credit. Hometown Lenders USA AZ BK- 0949142. Licensed by the California DFPI 41BO-60614