Your mortgage lender provides a loan to you when purchasing a home. At My City Mortgage, we will evaluate your objectives, review your credit and financial landscape, and tailor a loan program best suitable for you. Our loan officers will answer any questions and explain all aspects of the loan process including your maximum loan approval amount, monthly payment, and cash to needed for closing. My City Mortgage will also provide YOU with a $500 LENDER CREDIT that will be used to offset some of the loan closing costs associated with getting a mortgage loan.

Realtors play a key role in a home buying and selling transaction. When buying, your realtor will meet with you to discuss your goals and objectives and set up a custom profile on all relevant search engines, so you are notified immediately when new homes are listed for sale that meet your criteria. Your realtor also plays a vital role in negotiations and referring 3rd party service providers related to buying a home such as home inspectors, insurance providers, moving companies, surveyors, and more. When selling, your realtor will meet with you at your home for a personal inspection and discuss your goals for selling. They will also provide you with recommendations to maximize your net sales proceeds and email you a free “Market Analysis” with a recommended list price range supported by recent local data from comparable properties for sale/pending sale/sold in your area! Our Realtor Partners have agreed to contribute 20% of their real estate commissions to YOU as an “interested party contribution.” This is an approved contribution that can be used towards your minimum down payment depending on your loan program. Typical real estate commissions are 2% – 3.5% of the total buying/selling price. (Example: If you bought/sold a home for $300,000 and the realtor commission was 3% (or $9000), the realtor’s contribution to YOU would be $1,800!!!