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Doctor Loans

Available to medical doctors with a minimum of an M.D., D.O., D.D.S., D.M.D., or P.A. degree. Medical doctors, including Dentists, Podiatrists, Ophthalmologists and Veterinarians are permitted. This program is not available to Chiropractors.

Woman Doctor

Eligible Borrowers

Must be an eligible medical professional as defined in the program description section

  • US Citizen
  • Permanent Resident Aliens
  • Non-Permanent Resident Aliens
  • Unexpired visa & valid passport of an unexpired EAD card
  • The borrower must have a least one-year credit history in the US
  • A social security number is required
Stethoscope
Business man in the city in a suit on the steps of a brownstone building. Arms folded.

Eligible Property Types

  • 1 Unit Principal Residence
  • Condominium
  • Townhomes
Purchase Transactions and Rate/Term Refinance

Max Loan Amount¹

LTV¹

Credit Score

DTI

1-2 Unit Primary

$750,000

100%

720

43%

1-2 Unit Primary

$750,000

97%

700

43%

1-2 Unit Primary

$850,000

97%

700

43%

We will get you across the finish line.

Our clients value our insight and extensive experience. Through careful consideration of household needs, finances, and history—we help you understand the loan process from beginning to end. Our team of professionals can help review and explain mortgage options that are right for you with our efficient technology-driven process.

doctor

3 + 2 =

Lori H

I’ve had the best experience for being a first time homebuyer,everyone was beyond helpful and explained all the steps in detail to someone with zero knowledge of the home buying process.

David A

My City was fantastic to work with. They were extremely knowledgeable and answered all questions quickly.

James S

Honestly, the process of me receiving and acquiring my mortgage was professional, efficient, and satisfying. I want to thank everyone at My City for they have done for me.