Purchase - My City Lending

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about us

My City Lending strives to provide applicants with a smooth, transparent loan process.

We spend time with our clients upfront so we can place them in the most suitable, affordable loan program possible. Our prequalification step includes a detailed review of an applicant’s future monthly payment as well as the total amount of money that will be needed at closing. Our goal is to avoid any confusion or frustration that might come along with the home buying process!

The most important part of our process for buyers and agents is protecting them from rushed or misleading pre-approvals.

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My City Lending – NMLS # 1978621
Powered by Novus Home Mortgage is a division of Ixonia Bank, NMLS #423065

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© Copyright 2021 Novus Home Mortgage, a division of Ixonia Bank is an Equal Housing Lender. We are headquartered at 20935 Swenson Drive Suite 420, Waukesha, WI 53186. Toll free (570) 304-8374. NMLS No. 423065 (www.nmlsconsumeraccess.org). All loans are subject to credit approval as well as program requirements and guidelines. Rates and requirements are subject to change without notice. Not all products are available in all states. Other restrictions or limitations may apply. Novus Home Mortgage, a division of Ixonia Bank is not affiliated with any government agency.

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

The types of personal information we collect and share depend on the product or service you have with us. This information can include:
Social Security number and income • Credit history and credit scores • Mortgage rates and payments and account balances • When you are no longer our customer, we continue to share your information as described in this notice. All financial companies need to share customers’ personal information to run their everyday business.

HOW DOES NOVUS HOME MORTGAGE PROTECT MY PERSONAL INFORMATION? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

HOW DOES NOVUS HOME MORTGAGE COLLECT MY PERSONAL INFORMATION? We collect your personal information, for example, when you:

Apply for a loan • Give us your income information • Give us your employment history • Give us your contact information • Provide your mortgage information • We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. In addition, we collect phone contacts in the mobile application when you share the app.
State laws and individual companies may give you additional rights to limit sharing.

Novus Home Mortgage, a divison of Ixonia Bank, does not jointly market.

1439 Monroe Ave Suite 2 Dunmore, Pa 18512

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Equal Housing Lender