Top reasons to work with My City Mortgage

Aug 8, 2022

REPUTABLE LOCAL LENDER. Is it wise to trust the largest purchase decision of your life to a rep in a call center hundreds of miles away? With My City Mortgage, you can deal directly with a local Mortgage Originator backed by a team of trusted industry professionals. From origination through closing, our operations are based right in your market.

VALUABLE INSIGHT AND EXTENSIVE EXPERIENCE. Our team of seasoned Mortgage Originators carefully considers your household needs and finances to explain your mortgage options in detail. Let us craft the right mortgage solution for your unique situation

CUTTING-EDGE TECHNOLOGY. With the custom, My City Mortgage app, filling out an application, securely submitting documentation, signing disclosures, and estimating monthly payments have never been easier. You’ll never be left in the dark throughout the loan approval process as the My City Mortgage app will notify you at key milestones along the way.

WE GET YOU TO THE FINISH LINE. Countless local real estate agents have confidence in My City Mortgage to thoroughly evaluate a borrower’s buying power to ensure a successful and on-time closing.

Mortgage Rates Fall to New 4-Month Lows After Downbeat Data

Mortgage Rates Fall to New 4-Month Lows After Downbeat Data

Mortgage rates moved down at a fairly quick pace today following a slew of rate-friendly headlines. Technically, the headlines were good for the bond market, but bonds are primarily responsible for determining day-to-day changes in mortgage rates. The first...

Housing Market Tracker: Weekly inventory adds 1,339 homes

Housing Market Tracker: Weekly inventory adds 1,339 homes

Here’s the rundown for the last week: Purchase application data has stabilized — the bleeding stopped. Housing inventory increased by 1,339 homes nationwide. This is a small number but could be the start of an important trend. Mortgage rates fell along with bond...

Mortgage demand picks up as seller concessions rise

Mortgage demand picks up as seller concessions rise

Loan officers saw an increase in mortgage demand during the first week of 2023 as mortgage rates ticked down. And to close deals, sellers are increasingly coming to the table with concessions and rate buydowns. “I’ve had five people contact me in the last week or so...