Your Home-ownership Dream, Fulfilled.
Texas Veterans, We’ve Got You Covered!
Unlock the door to your dream home with our exclusive home loans designed specifically for Texas veterans. Our competitive, low-interest loans, with little or no down payment, simplify the home buying process and get you one step closer to owning a home.
Determine if you’re eligible. If you’re a Texas Veteran, Military Member, or a spouse of one, you’re on the right track.
Choose Your Loan
Secure Your Home
Being a veteran comes with its own set of unique challenges and we believe that owning a home shouldn’t be one of them. That’s why we’ve dedicated our services to help Texas veterans realize their dreams of homeownership. Our home loans are not just competitive, but they also require little to no down payment.
And we go a step further. For our heroes with a VA service-connected disability rating of 30% or more, we offer discounted interest rates. Our commitment is to provide up to $726,200 on a fixed-rate loan for 15, 20, 25, or 30-year terms. This is our way of saying thank you for the sacrifices you’ve made for our country.
Buying a home is a huge commitment and you need someone that will work for you and help you understand each step of the way.
Meet your local advisor:
As Texas native, Veteran and a Mortgage professional, I recognize and appreciate the trust my clients have in me. I strive to exceed all their expectations! My passion is to find the right financing solution for all my clients and provide an honest and transparent process filled with integrity and excellence.
We understand that the process of purchasing a home can be daunting, but our team is here to guide you every step of the way. From your initial contact with us, through securing your loan, up to the moment you open the door to your new home, we’re here for you.
My City Mortgage strives to provide applicants with a smooth, transparent loan process.
We spend time with our clients upfront so we can place them in the most suitable, affordable loan program possible. Our prequalification step includes a detailed review of an applicant’s future monthly payment as well as the total amount of money that will be needed at closing. Our goal is to avoid any confusion or frustration that might come along with the home buying process!
The most important part of our process for buyers and agents is protecting them from rushed or misleading pre-approvals.
My City Mortgage – NMLS # 1978621
A division of Hometown Lenders, Inc. – NMLS # 65084
Hometown Lenders is licensed under the laws of the State of Texas and by state law is subject to regulatory oversight by the Texas Department of Banking
Texas Mortgage Banker Disclosure – Figure: 7 TAC 81.200(c) “CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”
205 ILCS 635/2-9 Posting of license
The license of a licensee whose home office is within the State of Illinois or of an out-of-state licensee shall be conspicuously posted in every office of the licensee located in Illinois. Out-of-state licensees without an Illinois office shall produce the license upon request. Licensees originating loans on the Internet shall post on their Internet website their license number and the address and telephone number of the Commissioner. The license shall state the full name and address of the licensee. The license shall not be transferable or assignable. A separate certificate shall be issued for posting in each full-service Illinois office.
Licensee shall post on their internet web site the address and telephone number of the IDFPR.
James R. Thompson Center
IDFPR-Residential Mortgage Banking
100 W. Randolph, 9th Floor
Chicago, Illinois, 60601
Tel: (844) 768-1713
1439 Monroe Ave Suite 2 Dunmore, Pa 18512
Equal Housing Lender